Latitude Interest Free credit cards such as Latitude Gem Visa or Latitude GO Mastercard work like normal credit cards but offer the added functionality of Interest Free payment plans. There are three different types of Latitude Interest Free payment plans:

Pay minimum monthly amount but chip in extra when you can. You need to make a minimum payment each month, but you have flexibility to make extra payments at any time. Paying only minimum each month will not pay the balance in full before the expiry of the plan.

Keep it simple and pay the same amount every month. With equal monthly payments, you’ll know exactly how much to pay each month. Paying the instalment payment each month on time will pay off the balance within the Interest free period.

Look for the Latitude Interest Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is different across retailers. Gift cards are excluded.

You will receive a monthly statement that highlights the minimum payment required and available payment options. Bank transfer, direct debit and BPAY are available.

You can manage your account from the Latitude Mobile App or the Latitude Service Centre. Search Latitude App in the App Store or Google Play.